16.09.2026
When a Philippine visa agent has taken your money, chasing it is not step one. Classify the case first — stalling, fake documents, overcharging or disappearance — because with fake documents the primary risk is your status and liberty, not the fee. This guide covers what happens after the money is paid and nothing was delivered: the 7 pieces of evidence to secure before you confront anyone, three free checks on whether they are even a company, five complaint channels and what each actually delivers, how small claims works without a lawyer, when recovery is realistic, and the five sentences that should end a conversation. Full article ..